The AI built for lender ops teams
Harvey runs the cascade across 350+ lenders, scores broker submissions, watches TRID timing in real time, and answers any capital-markets question with the receipts to back it.
The lender brain you wish you had on every desk
PPE cascade
Live pricing across every lender envelope with LLPAs, tolerance buckets, eligibility scoring.
TRID timing gate
Hard-blocks funding when §1026.19(e)/(f) timing rules are violated. Citation + remediation hints.
Broker scorecard
Per-broker historical funded rate, approval %, avg days to fund, $-volume — on every submission detail.
Submission ranking
Scores every inbound submission for fit, risk, and revenue. Reorders the queue accordingly.
Capital markets
Answers 'what's our WAC on Q3 vintage' or 'how much float on the 5yr fixed' with citations.
Concentration alerts
Harvey watches geo, industry, and LTV concentration. Flags emerging risk before it hits the book.
Commitment drafting
Pre-drafts commitment letter language from approved templates, populated with deal data.
Pipeline health
Daily 'state of the book' summary: submissions in queue, expiring offers, hot files, blockers.
Audit-aware
Every Harvey suggestion is logged with the data it used. Regulator-explainable, not a black box.
Best price, without the spreadsheet
| Product | Base | LLPAs | Effective |
|---|---|---|---|
| Lender A · 5yr fixed | 4.84% | +0 | 4.84% |
| Lender B · 5yr fixed | 4.79% | +10 | 4.89% |
| Lender C · 5yr fixed | 4.99% | −15 | 4.84% |
| Lender D · 5yr ARM | 4.59% | +0 | 4.59% |
Stop pricing in spreadsheets
Harvey cascades pricing across every lender envelope and surfaces the winner — with the eligibility blockers already applied.